Profile: Dennis McIntosh

Dennis McIntosh

Ozarks Federal Savings & Loan Association

TITLE: CEO

AGE: 56 years old.

NATIVE OF: Salem, Mo.

NUMBER OF BRANCHES IN SOUTHEAST MISSOURI: 5; home office in Farmington.

Number of ATMs: 5

HOW HE GOT HIS START IN BANKING: I served on the board of directors for eight years while a practicing attorney in Farmington, Mo. I practiced law for 25 years before changing vocations. I was selected as CEO in August of 2000 and assumed my duties on Jan. 2, 2001.

WHAT'S SOMETHING YOU WISH YOU'D KNOWN WHEN YOU STARTED: The strengths and weaknesses of key personnel and the importance of regular, meaningful, truthful performance evaluations.

WHAT'S THE FASTEST GROWING ASPECT OF YOUR BANK? Transaction accounts. We are evolving from a traditional thrift to more of a bank, and our checking accounts are growing significantly.