Managing your cash flow easily and efficiently

When you need a solution to manage your cash flow easily and efficiently, let us help keep your day-to-day operations running smoothly.

Montgomery Bank Cash Management Officers, Janet Jansen and Patty Harrell, provide insight on Cash Management services that save time and effort while increasing cash flow for business customers.

1. With our __eCorp__ program, our business customers have 24/7 full online access to their Montgomery Bank accounts. Complete privacy, controlled through client and employee identification codes and passwords, ensures only authorized access to your company's accounts.

� View daily cash position � Check the status of a check or stop payment � Verify merchant credit card deposits � Transfer funds to cover payroll or capital expenditure � Transfer excess funds to investment account to maximize interest income � Make loan payment or draw on your line of credit � Direct deposit of payroll � Make Federal tax payments � Direct debit customer accounts � Wire funds to suppliers in the U.S. or internationally � Export transaction information into your accounting package, i.e. Quickbooks � Positive pay � fraud prevention � eDeposit � remote check deposit

2. __Montgomery Bank Mobility Business__offers advancements in technology that take cash management services way beyond the basics. With increased security, you can effectively and securely manage your business from your phone.

3. __Sweep accounts__are available for those larger deposit corporate customers that want to maximize their interest earnings while maintaining liquidity.

4. __Express Check Manager__gives you the ability to maintain your bank statements on a CD-ROM, allowing you to perform your own research, print copies of checks and more.

5. In-house __Merchant Processing__ offers competitive pricing and local customer service for businesses accepting credit card payments.

Curious about how much time and money you can save? Call Janet or Patty today to set up an appointment.

__Janet Jansen___ 573-986-5521 or janetjansen@montgomerybank.com

__Patty Harrell__ 573-986-5348 or pattyharrell@montgomerybank.com