Debt consolidation community is a very popular online community that extends help to the people for managing their debts and becoming debt free. The community helped me a lot to solve my debt problems and free myself of most of my financial obligations. Debt consolidation care community or Debtcc is a place where you will get all the required help for managing your finances and paying off your debts.
The various sub sections in Debtcc
Getting help from the Debtcc community is easy and you can even get the required help for free. There are various subsections in the community for addressing the numerous needs and requirements for the people. You can get free counseling form the community and with proper help you may be able to reduce interest rate on your debts, lower the monthly debt payments, reduce harassing collection calls, avoid filing bankruptcy, and so on.
You can ask for help from the community experts directly in order to solve your debt problems. There are so many community experts who can provide you proper advice that can help you in dealing with your debts and your finances. It is not necessary for you to register with the community in order to get help.
You can also seek help from the forums that are a part of the community. There are different forums based on problems faced by the people like 'debt consolidation/settlement forum', 'forum for dealing with collection agencies', 'payday loan help forum', 'credit repair forum' and also 'community rewards forum'. Discussions on debt consolidation and settlement, collection agencies and various other debt related things take place in the forums. The best part about the forums is that you may even be able to earn money for posting your queries or answers in the forums (only for registered members though). This can act as an additional income for you.
There is an answers section in the community where you can post your queries and get a direct and quality answer for that. It is a section that focuses mainly on the query rather than extensive discussions which is characteristic of the forums. In social answers, you can even vote up or down an answer on the basis of your liking.
There is a "Do it Yourself" or DIY section that can help you solve debt problems and manage your finances on your own. It consists of various other subsections like the sample letters, list of USA companies, mailing guidelines, glossary, addresses of creditors, and articles for your knowledge and 'ask Gerri' section. Gerri Detweiler is a personal finance expert who can answer your queries about credit and debt problems.
There is also a calculator section of the community and it consists of debt consolidation, settlement, credit card payment, debt reduction and APR or Annual Percentage Rate calculator that can help you in finding the details on your debt payments.
There is another article section known as wiki where you too can post and share your articles based on finance. You can write and even edit articles in this articles hub section and the articles can be based on debt, credit, mortgage, insurance and personal finance.
Another very helpful section of the community is the budget planner. It has helped me a lot in successfully planning my budget. It guides you in formulating a budget and you can even compare your planned income and expenses with that of the community and compare your actual expenses with the community. This may help you in better financial planning.
So, if you are in debt problem or if you want to consolidate or settle your debts, if you want to budget or if you simply want to provide help to others, you can join the debt consolidation care community.
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