Uninsured people can shop for health coverage today

Starting today, consumers who do not have employer-provided health insurance can start shopping the federal or state marketplaces or private plans for coverage.

The open enrollment deadline is Jan. 31, but anyone who wants their coverage to begin by Jan. 1 should complete their applications by Dec. 15.

Medicare beneficiaries may change their coverage for 2016 during open enrollment, which ends Dec. 7. This is the only time most people can change their Part D prescription-drug plans or Medicare Advantage plans.

For more information, visit www.enrollmissouri.org, www.healthcare.gov, www.obamacarefacts.com or www.medicare.gov.