Seniors share homes for cost saving, companionship

NEW YORK -- It's not exactly "The Golden Girls," but for Marcia Rosenfeld, it'll do.

Rosenfeld is among thousands of aging Americans taking part in home-sharing programs around the country that allow seniors to stay in their homes and save money while getting some much-needed companionship.

"It's a wonderful arrangement," said the white-haired Rosenfeld, who when asked her age will only say she's a senior citizen. "The way the rents are these days, I couldn't stay here without it."

She shares her two-bedroom, $1,000-a-month Brooklyn apartment with Carolyn Allen, a 69-year-old widow who has suffered two strokes and no longer wants to live alone.

Agencies that put such seniors together say the need appears to be growing as baby boomers age and struggle to deal with foreclosures, property taxes and rising rents. The typical situation involves an elderly woman, widowed or divorced, who has a house or an apartment with extra room and needs help with the upkeep.

In this July 17, 2014 photo, Carolyn Allen, left, a 69-year-old widow who has suffered two strokes, is shown with roommate Marcia Rosenfeld, who owns the apartment in Brooklyn, New York, where Allen lives. The two women are roommates thanks to a home-sharing program run by the New York Foundation for Senior Citizens, a nonprofit agency. Rosenfeld's two-bedroom apartment is too big for her, and even with a senior citizen's rent break it was too expensive, so she is happy to have Allen help share living expenses. The pair say the home-sharing program works well for them. (AP Photo/Kathy Willens)

"Our seniors want to remain part of the community they were raised in, where they worked and went to church," said Jackie Grossman, director of the home-sharing program at Open Communities in the Chicago suburbs. "They don't want to be just with other seniors. Maybe they love their garden, their tool shed, and they would have to give that up if they move into senior housing."

At the New York Foundation for Senior Citizens, where applicants have tripled since 2008, the average boarder pays about $700 a month. The same average holds at the HIP Housing program in San Mateo, California, but it is about $500 at the St. Ambrose Housing Aid Center in Baltimore.

Agencies handle the background checks and other screening and consider various lifestyle criteria -- smoking, pets, disposable income -- in making matches. When a match is made, the new roommates sign an agreement covering chores, overnight visitors, telephone use, etc.

Not all agencies limit applicants to seniors. In the New York program, only one of the two people has to be 60 or older.

The agencies' services mean people who want a roommate don't have to post notices in neighborhood weeklies or online and worry about who will respond.

"Craigslist can be very scary, especially for women," said Connie Skillingstad, president of Golden Girl Homes Inc. in Robbinsdale, Minnesota, which refers women to housing resources including home-sharing. "They'd rather go through a respectable organization."