I've run up and down my front steps for 25 years without incident, but on a cold, windy day in January I mis-stepped, falling face down into the yard.
A quick trip by ambulance to the emergency room and X-rays showed a broken ankle. I'd be laid up for six to eight weeks. How could I manage that with a son at home to care for and no health or medical insurance? Not to worry -- I made a phone call to my friends at the church and they all took over from there.
As my foot was placed into a cast and I was issued crutches, a couple entered my room to usher me back home. On the way they stopped at the pharmacy, filling my pain prescription I'd surely need in the days and weeks ahead.