She was born May 14, 1928, in Sikeston, Mo., to John Harold and Gladys Caldwell Bruce. She married Fred Bell, who preceded her in death.
Bell was a member of Creative Life Church in Hot Springs.
Survivors include a brother, Richard Bruce of Phoenix.
A celebration of life service will be at 2 p.m. Friday at Davis-Smith Funeral Home in Hot Springs. The Rev. Leona Lawson will officiate. Burial will be in Memorial Cemetery at Sikeston.