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Speak Out 9/20/08

Saturday, September 20, 2008

Don't get out

IF YOU are a parent in the pickup line at South Elementary School in Jackson, then pick up your child. Do not get of the car. I was in line today to get my son, and the woman in front of me got out of her vehicle to get her son. The bus pulled up next to me, and I could not go around her. We are told by the school to park in the parking lot if you want to get out of the car. If we all listened to the rules, the process would run much more smoothly.

Thanks for the help

I WANT to thank all my wonderful neighbors on Masters Drive who helped me clean up after the windstorm Sunday. You are the best, and I appreciate all of you so very much.

Memorial madness

REGARDING THE PROPOSAL to put up memorials for the soldiers who died: Do you think for one minute that these soldiers would appreciate an expensive memorial? They'd put your money into helping the poor or raising money to send things to soldiers. I've got three brothers who were in the service, and my husband was in World War II. Who are these people who think they have to have a memorial for everything?

Wonderful husband

I WANT to express my thankfulness and my love for this person I'm married to. We've been married 15 years in October, and he is doer. He may not say "I love you" very many times, but he does show his love to me. His cards are so beautiful. They express just what he's thinking. He's from the old school. He is an amazing person. He does things that no one knows he does until it shows up. The neighbors love him. He's a gardener. He's such a wonderful person.

Don't care anymore

I AM independently secure financially. The outcome of this election will not affect me in any measurable way. That being said, I used to care about working-class people. I used to be concerned about the plight of both the rural and urban poor. I don't care anymore. The industrial workers and poor of this state and others keep supporting GOP politicians who do not support improving infrastructure of poor communities. They keep supporting GOP economic and spending policies that decrease their individual earning and spending power and give employers tax incentives to ship American jobs overseas. I give up. If the people on the bottom don't care about their own situation, neither do I.

Instant businessman

BECAUSE OF the $85 billion taxpayer bailout of AIG, we taxpayers are now in the mortgage and insurance business. Cool. I'm now a businessman.

Safety concern

I AM a resident of Ellis Street in Cape Girardeau, and I frequently see large groups of people behind the Dollar General store on Broadway that gather late at night. I honestly feel as though my safety is at stake, and I would like to see the police monitor the situation a bit closer.


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good morning folks

Safety concern -- they are just shooting marbles ...

-- Posted by ..Rick on Sat, Sep 20, 2008, at 5:40 AM

This has been a very rough week in our financial markets. We scramble this weekend to put together a bail out plan of these other troubled corporations, if we don't do this our country enters a depression. This is not about being a democrat, republican, conservative, liberal, blue state or red state this is about being americans, now we must all work togteher to save our financial footing in the world. Yes, we will have to borrow the money to bail these corporations out and I hope and pray this plan works and I believe it will if all of us as americans play it smart. The lavish spending that has gone on for years must stop and we must become fiscal responsible.

-- Posted by swampeastmissouri on Sat, Sep 20, 2008, at 8:34 AM

Morning Rick,

pretty much the same thing in SO as usual.

Husband for 15 years-very lucky lady, though your husband might not say he loves you at least he shows you and that is a good thing. So many don't know even when they are told, they might not get showed by actions as you do. I feel rather lucky about that myself.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 8:41 AM

swampeastmissouri,

Are these the ones who loaned money to people they knew couldn't really afford the homes or things they bought?

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 8:44 AM

Good Morning.

Safety Concern-Get a paintball gun and hide in the bushes......

-- Posted by tinks89 on Sat, Sep 20, 2008, at 8:54 AM

Don't care anymore, how lucky you are to be secure financially. We manage ok, but I see my children struggle and they work hard, I see others work very hard and still have problems. I do feel for them, those that don't try to help themselves, I don't feel as bad for them, but to say that I don't care about the out come for our future presidential election is wrong. I care, because it can always be worse and it will effect everyone to a degree, some more than others, even you.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 8:55 AM

Twiggy,

Don't you have to wonder if Don't Care Anymore has EVER had to struggle or been poor? Think they've ever had to worry if the electric truck was coming to shut off their power or if they've ever had to choose between groceries or medicine for a sick child? I do feel a lot of compassion for those who work and work and still struggle, because I have been in that situation myself. We are doing much better now, but I DO know what it's like. And it seems like if you actually TRY, you get no help, but if you've never hit a lick, they are almost waiting in line to give you a handout. (At least here in my area)

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:05 AM

Twiggy, originally Leslie Hornsby, the skinny model from many many years ago, turned 59 Friday or maybe Thursday.

-- Posted by Observer1 on Sat, Sep 20, 2008, at 9:06 AM

SoILfarmgirl,

Yes I know what your saying, I have been worried at times if we would be able to pay some bills, still do at times when something big comes up unexpected. That's why I said that or posed the question. I do wonder if they ever had a problem paying bills or wondering if they had to make a choice between food or medicine as so many do now. If they did, seems to me like they would still care, don't you think.

Also liked your comment about paint ball gun, only bad thing about that would be if they had a real gun and turned to shoot at the bushes. Know what I mean?

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:14 AM

Line at School-should have gotten out and kicked her a**....LOL

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:15 AM

Observer,

Didn't know that, my dad gave me that nickname along time ago. Of course those that know me know I am not a twig, so to speak. LOL, just stuck with me all these years.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:16 AM

I know, I thought about the gun thing after I said that....truthfully, I would probably be scared too. Anyway, I couldn't hit a barn, so all I'd do is make somebody mad.

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:16 AM

LOL, know what you mean SoILfarmgirl. I would be to scared to do that myself.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:18 AM

Always wondered about your Twiggy name...now I know.

It seems that we are going to have some type of "bailout" for these corporations. Question is, does anyone have a plan to prevent this from happening again? I can't seem to find any info on that.

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:19 AM

Aggiefan/twiggy: This mess is a combination of things not only the mortage meltdown, but spending between 10-12 billion a month for over five years on the Iraq War and we have had to borrow the majority of that money. Reality is the invoice came due and we can not pay it. We are in one heck of a mess and if we all work together as americans we will come out of it in the future. UNITED WE STAND DIVIDED WE FALL

-- Posted by swampeastmissouri on Sat, Sep 20, 2008, at 9:22 AM

SoIlfarmgirl,

See I wonder that too, if we keep bailing them out how many more are we going to have to do? Again I am wondering if it is for all those who got loans that couldn't really pay or it or should never have gotten it to begin with. I just don't understand why people want to borrow money over the amount they know they can't afford, even if they can at the time, we should always try to remember that what if something happens with our current job, would I be able to afford it if I had to take a lesser paying job or do I have enough set back for a few months or so to make ends meet should something happen to me like sickness or whatever? I'm not trying to be mean or sound mean, it's just that now they crack down hard on giving out loans, and any time I ever went to get one they were tough on me, I always figured that worked in my favor though. If I didn't get the loan then I just assumed it wasn't meant to be.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:27 AM

SoIlfarmgirl,

See I wonder that too, if we keep bailing them out how many more are we going to have to do? Again I am wondering if it is for all those who got loans that couldn't really pay or it or should never have gotten it to begin with. I just don't understand why people want to borrow money over the amount they know they can't afford, even if they can at the time, we should always try to remember that what if something happens with our current job, would I be able to afford it if I had to take a lesser paying job or do I have enough set back for a few months or so to make ends meet should something happen to me like sickness or whatever? I'm not trying to be mean or sound mean, it's just that now they crack down hard on giving out loans, and any time I ever went to get one they were tough on me, I always figured that worked in my favor though. If I didn't get the loan then I just assumed it wasn't meant to be.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:27 AM

ooops sorry

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:31 AM

swampeast missouri,

thank you for more info, it's a shame our country is in such a mess right now. I'm all for supporting our country, I wish everyone felt that way.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:33 AM

Twiggy, I work in a related field, and I can tell you that it is the fault of both the consumers and the mortgage companies. The consumers should have had enough sense to realize that if they make 25,000 a year, they can't afford a $150,000.00 house...duh. And ARM stand for ADJUSTABLE RATE MORTGAGE, did they think rates would never go up? On the flip side, a lot of these mortgage companies don't CARE if the loans go bad, they are selling them off anyway. The people doing these loans just want their cut and the he** with the big picture. My husband (he's a RE Broker) said five years ago that this was coming because he would get calls from mortgage companies on prospective home buyers asking him to inflate the actual sales price...and not by a little either. Of course he absolutely refused to do that, and yes, we lost some sales because of that, but we sure slept better. What these companies were doing was loaning way over purchase price and someone was pocketing the excess. Then if the buyer didn't pay for the house, so what, they already had what they wanted.

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:40 AM

Oh, and Swampeast, I agree that this is not a "Party" issue, but one that needs everyone's cooperation to work out.

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:43 AM

SoIlfarmgirl,

I can believe that, it's sad but I do think it's true.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:44 AM

well, I'm outta here, gotta go scrape up my house and make an Aldi run. Have a good weekend!

-- Posted by tinks89 on Sat, Sep 20, 2008, at 9:47 AM

Don't get out...Chill. Out.

Wonderful Husband...yeah, thanks baby, I love you, too.

Don't Care Anymore...I remember you! You were with another old curmudgeon making wisecracks on The Muppet Show a few years ago. Wondered what happened to you.

-- Posted by Hawker on Sat, Sep 20, 2008, at 9:49 AM

you too farmgirl

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:51 AM

This is not the time to be pointing fingers who is at fault regarding our nations financial situation. What we all need to do now is figure out how to fix the problem so it will never happen again and regain our financial footing, and that is not running out here and borrowing money all the time just because we want something. The lenders that "prey" on people such as cash advance and title loan places need to be shut down immediatley, along with all of these street corner mortage companies. We need to get back to the way it use to be if you want a house you go through your local bank with a ten or twenty percent down payment. You must be gainfully employed and your income must show you are able to re-pay your mortage loan and your credit rating must meet federal and state requirements if you can not meet those requirements you don't receive a mortage loan. Same goes for purchasing vehicles. The old gimmick that has been going on that helped get us in to this mess "Good credit, Bad credit, Bankruptcy c'mon in days are history. Predatory lenders must be shut down and shut down now.

-- Posted by swampeastmissouri on Sat, Sep 20, 2008, at 9:56 AM

swamp

I hate those payday loan things also, I wish they would have never got started. They are just ripping people off so to speak, it just encourages people to get money they can't afford to pay back.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 9:59 AM

Best Comment To An Actual Speak Out Topic Award goes to... HAWKER for his reply...

Wonderful Husband...yeah, thanks baby, I love you, too.

-- Posted by Hawker on Sat, Sep 20, 2008, 8:49 am CDT

Thank you Hawker, always nice to start the day with a smile!!! Very clever and funny.

-- Posted by Pups on Sat, Sep 20, 2008, at 10:10 AM

Pups,

hey just thought I'd let you know something that happened yesterday to Nickey. She went to the mexican restraunt and guess what, some gal from Il. hit her car and took off. The stupid thing she did was not try and find the person, the really stupid thing she did next was move over to the other side of the parking lot and went in to eat. Thank goodness somone saw what she did and they called the police while in the restraunt. She was laughing about it to her friends while there and the police came in and took her outside, then they came and found Nickey. She was so ticked off, she wanted to beat the daylights out of her. Due to her condition and the fact the police were there she couldn't. Luckily someone saw it though and she won't be laughing when her insurance goes up for a hit and run and leaving the scene of an accident.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 10:19 AM

Twiggy

..something similiar happened to me but they

put me in jail for a day ..

-- Posted by ..Rick on Sat, Sep 20, 2008, at 10:48 AM

Rick,

I'm sorry, not trying to be mean, I have had someone hit me before and leave when I wasn't in my car and I'm sure there are alot of others that have had it happen as well. I don't like things like that, I know I would feel quilty if I did something something like that, and if the person didn't know they did it which I have known that to happen, rarely but it does, that's a little different. It just goes to show you usually do get caught, maybe not the first time or even second time, somehow things like that always catch up with you. Know what I mean?

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 10:55 AM

Me'Lange,

She has the persons name and insurance info, so I'm sure she will. Just glad she wasn't in a major accident, worry enough as it is being so far away from family and friends.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 10:57 AM

Twiggy

...no big deal :)..

i've been in a few of Missouri's finer institutions...

-- Posted by ..Rick on Sat, Sep 20, 2008, at 11:40 AM

Rick,

The important thing is that you learned something from those experiences and changed your ways and attitudes. We have all made mistakes in our lives, and I know I have learned from mine, just might not have been as soon as others did. Like maybe had to try it more than once. LOL

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 11:43 AM

RE: Don't get out

I hear about a lot of problems with the pickups at the Jax grade schools. Just a question... how come there are so many parents picking up their kids? Doesn't anyone have to work or do they take off of work to go pick up their kids? I know that if kids ride the bus they could be on the bus for hours...but if more kids were riding...wouldn't there be a need for more busses on the schedule therefore cutting down on the long ride times? Just wondering...

-- Posted by TommyStix on Sat, Sep 20, 2008, at 12:27 PM

Who Me...yep, really good shew as Ed Sullivan would say. I've gotten some great info out of that radio program. I'll be calling in within a couple of years to add my name to his done it list. It's pretty exciting to have that kind of goal.

-- Posted by Hawker on Sat, Sep 20, 2008, at 12:32 PM

Hey Pups...thanks, we aims to please. 73's.

-- Posted by Hawker on Sat, Sep 20, 2008, at 12:35 PM

WHO ME said: "This is a good source to start at if you want to be debt free. Listen to the The Dave Ramsey Show 1 p.m. - 3 p.m. on 1550 am."

Yep, good show indeed. Too bad it is on a radio station that airs partisan hackery, Democrat-bashing shows all day. The web site is still good, though.

-- Posted by unilib on Sat, Sep 20, 2008, at 12:46 PM

if the economy is sooo bad and the cost of

gas is sooo high , why are all of these folks

driving their kids to and from school ?

it don't smell right...

-- Posted by ..Rick on Sat, Sep 20, 2008, at 12:54 PM

I have been thinking about this the last week, taking kids to and from school. I had my kids ride the bus all the time unless they had to go somewhere before for an appt. I paid and still pay school taxes so I thought and still do think they should ride the bus to school. As has been mentioned with the rising cost of gas and other expenses why are they still giving them rides? Of course there are some that no matter what will take their kids to school, or allow them to drive to school. If they are going to pick them up and get out of their auto's then they should park in the parking lot instead if causing a traffic jam.

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 1:00 PM

Who Me...

Yes, the house is the last thing for me too. It's OK that I don't drive the latest and greatest, I just take good care of what I have. I enjoy my toys too, and well, my spouse is pretty happy with how things are going...I'm sure you all read her SO about me...

-- Posted by Hawker on Sat, Sep 20, 2008, at 1:09 PM

I don't care for the "Pay Day Loan" "Car Title Loan" and especially the "rent to own" businesses either, but if people don't accept responsibility for their own spending habits and lifestyle, no legislation will keep them out of debt.

-- Posted by Alt Ctrl Del on Sat, Sep 20, 2008, at 1:19 PM

Regarding the accident in a parking lot when you weren't around: Someone once dented my fender in a parking lot. I found a note under the windshield that said "Some people saw me hit your car. They think I am leaving my name and phone number. Have a nice day." Good thing my uncle has a body shop.

-- Posted by WhoKnew1 on Sat, Sep 20, 2008, at 1:32 PM

Whoknew,

That's just as bad as them not saying or leaving anything. I would say that person was a smarta@@.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 1:34 PM

That's kind of what I thought too.

-- Posted by WhoKnew1 on Sat, Sep 20, 2008, at 1:40 PM

My dearest Sabrina,

Right now NOTHING scares me more than Joel's Army. I am more frightened for my children than for myself. Being involved with politics for many years through my now ex-husband, I have grown to worry about issues that rarely ever surface. Educate yourself on Joel's Army. Don't laugh it off either. You do not even realize how much power these people have been given over the past eight years. Ask yourself....do I really want someone in power who is all for the end of the world? Believe in whatever you want. It is still a free country, but, they should not get my family involved in their fanatical ravings. Peace, Love and Light.

-- Posted by tristategossipgirl on Sat, Sep 20, 2008, at 1:55 PM

Someone didn't get enough bran this morning.

-- Posted by WhoKnew1 on Sat, Sep 20, 2008, at 2:00 PM

Ok, call me blonde or whatever, I missed something. What or who is Joel's army?

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 2:14 PM

don't care anymore

I wonder how anyone can say they are finacially secure unless they have their cash buried in the back yard.

-- Posted by BABE on Sat, Sep 20, 2008, at 2:37 PM

Never mind I looked it up, never heard of it before though. That is a scarey thing, from what little I did read it's like a cult, Jim Jones thing and others.

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 2:48 PM

Twiggy

I don't know about Joel's Army either but I hesitate to believe anything on People for the American Way, Right Wing Watch and especially Southern Poverty Law websites. All of them were said the same of Promise Keepers.

-- Posted by BABE on Sat, Sep 20, 2008, at 3:10 PM

Babe: Diversify. I have been accused of having money stashed in fruit jars buried in the back yard, but I don't. I do find enjoyment in someone telling me that I have it so easy. I have income from my farm, private retirement, SS, and if there's a need, timber. If you want life easy, save. I'm not rich, but I am comfortable and satisfied.

-- Posted by BCStoned on Sat, Sep 20, 2008, at 3:14 PM

Babe,

I have no idea if anything about it is true although there were several websites to see on it. I had just never heard of it before, so I thought I would see what I could find out when noone answered. I studied and taught different classes years ago in our church to the youth. I learned alot about different cults and occults that I might not have known without the study of it. Still I know there are alot more things to learn about this subject and false prophets, etc. It is scarey when so many people are easily led astray.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 3:19 PM

I make it a point not to invest my savings with a broker who believes that end times are near and these are the last days. Or with any broker that has a high time preference. Joel's Army may not be false prophets, but I will take my chances with my own beliefs.

-- Posted by BCStoned on Sat, Sep 20, 2008, at 3:32 PM

Hilleco,

We are working on it, but we still have a long way to go before we can retire and then I still worry with the way that things are going whether we will ever make it to that point. I won't give up and am always open to suggestions that will help with our future.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 3:32 PM

Hilleco

I was not meaning anything personal to anyone when I commented. I just don't see how folks can declare themselves financially secure when there are so many variables to be considered. All investments and physical property assets can cease to exist if we have a crash. I read the other day that the federal fund protecting bank accounts was running low. Therefore I say that if cash is not buried in the back yard it's not a surety. Even then you might have to load the money up in a wheelbarrow to buy a loaf of bread.

Now, how's that for gloom and doom?

-- Posted by BABE on Sat, Sep 20, 2008, at 3:38 PM

I agree with Hilleco, diversification is the only way you can truly be secure. I also have land, timber, private retirement, SS shortly, stocks, bonds and cash. It may sound strange, but I do have cash accessible, but not in a fruit jar. I hope to never touch the land and timber so I can leave to my kids, but it is there worse case scenario. It is never too early to start planning your retirement and you would be surprised how much you can save over time by just putting a little away consistently and not touching it. I stayed away from high risk stocks and my co workers watched their value climb only to see them fall while mine did not make a lot but were secure. Talk to a financial planner you can trust or do a lot of research on your own.

-- Posted by Red_Rhino on Sat, Sep 20, 2008, at 3:44 PM

Red Rhino

"I agree with Hilleco, diversification is the only way you can truly be secure. I also have land, timber, private retirement, SS shortly, stocks, bonds and cash. It may sound strange, but I do have cash accessible, but not in a fruit jar. I hope to never touch the land and timber so I can leave to my kids, but it is there worse case scenario."

Yes I know, but yall are denying that it could all be gone in a flash. Your land and timber might be worth nothing except a tax burden. Private retirement, investments and SS might go belly up in a crash.

-- Posted by BABE on Sat, Sep 20, 2008, at 4:04 PM

Tommy Sticks,

I am one of those who picks up my child at school. Honestly, the reason my child does not ride, is due to the children in our neighborhood. I do not like them (and he does not play with these kids), so in turn I do not want him on the bus with these kids. Needless to say, I pick him up. I agree with you though. What is the deal with so many parents picking up? I have a part time job that allows me to be off by 2pm every day so I am not leaving my job to get my son. I understand what you are saying, yes I have heard that there is problems with traffic with all of the Jackson schools. I was told that this year is the highest ever for the Jackson school in just the Kindergarten classes with in the district. Wonder how big that graduating class will be.

-- Posted by Jacksonmom on Sat, Sep 20, 2008, at 4:04 PM

Babe,

A 747 "might" fall on my house this afternoon, but the likelihood is so low as to be insignificant. Whatever Armageddon scenario you can come up with individuals like Hilleco and myself are going to be better off than anyone else. I also have abundant game and several stocked ponds on our property as well as a full gun safe and an abundance of ammunition. Also, I grew up poor raising a garden and livestock on which to live and I imagine if necessary can do it again. I do not lie awake at night worrying about what "might" happen.

-- Posted by Red_Rhino on Sat, Sep 20, 2008, at 4:16 PM

Red

LOL...I'm just presenting a worst case scenerio. Hungry people will not respect you or your property. They will invade your land, eat your livestock, game, garden produce and fish from your pond. No amount of firearms in your home will help unless you have an army to turn them back.

-- Posted by BABE on Sat, Sep 20, 2008, at 4:35 PM

Babe,

In a "worse case scenario", my extended family would come here to ride it out so to speak and many are former Special Forces, so you better want those critters and produce pretty darned bad.

-- Posted by Red_Rhino on Sat, Sep 20, 2008, at 4:45 PM

My sister has worked in the real estate loan department of a local bank for the past 15 years. She is constantly amazed at the number of people who are thousands of dollars in credit card debt, still are paying off student loans, both people are driving $35,000 vehicles,

have nothing for a down payment on a home, have nothing in savings & are willing to STILL apply for a variable loan on a $200,000 or more house & THEN get mad because they get turned down! She says it doesn't matter how long she's been in the lending business she still can't believe people are so willing to go so far into debt. Meanwhile, she & her husband are driving 10 year old cars, their home is now two payments of being paid off (which they purchased 20 yrs. ago), they have savings, haven't touched their 401K's or IRA's or CD's, have very little of the toys that keep coming out, & they are very happy even though their kids get really mad when they can't have the latest toy that has come out. Unfortunately, the "children" of the baby boomers are not happy to start off from scratch, they want to continue living in the way that took THEIR parent's awhile to get financially stable. I want what I want when I want it!! Very bad & disastrous moto to live by!

-- Posted by happy_go_lucky on Sat, Sep 20, 2008, at 4:59 PM

Happy_go_lucky

You are so right, there are so many kids that think they should have everything from the beginning. I have a son that thought that way, my daughter who is a little more level headed realizes that it takes time to get where her parents and grandparents are. I don't understand why so many think they should start out with everything, and are willing to go in debt for things they can't begin to afford.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 5:05 PM

Twiggy, you made me think of an episode of 'The Cosby Show', when their daughter Vanessa told her parent's she was rich. Bill Cosby & his TV wife (gosh I can see her face but can't think of her name! She is so pretty & married the sportscaster from CBS) man I hate getting old! anyway - the parent's told their daughter, "No, your mother & I are rich, you are poor, you have nothing!" In other words, go out & make your own money! I loved that show!

-- Posted by happy_go_lucky on Sat, Sep 20, 2008, at 5:15 PM

I remember that episode also and it was funny. That is what kids think, when my son was smaller he asked me one time to buy him a certain toy or whatever. I told him I didn't have the money, and he said well you have checks just write one. He was about 4 maybe.

Twiggy

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 5:24 PM

Oh, her name is Phylicia Rashad, I think that is how you spell it.

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 5:25 PM

That's right! That is her name. Now you remind me of my sister. She was running errands one day with my niece, who was about 3 or 4, & my sister made the comment she needed something but didn't have the money for it that day. My niece says, "that's ok mommy, just go to one of those machines at the bank. You press the button & it gives you money!' My sister told her, "yes, but you have to have money in your account before it gives you that money!" My niece is now 16 & starting to drive, she didn't understand "the machine" then but she sure does now!! LOL

-- Posted by happy_go_lucky on Sat, Sep 20, 2008, at 5:57 PM

Red

I was hoping the anarchists would chime in with their comments. giggle

-- Posted by BABE on Sat, Sep 20, 2008, at 6:00 PM

OMG - THE SKY IS FALLING!!! THE CUBS JUST CLINCHED THE TITLE!! YUK!! I guess the tequila is coming out tonight!!

-- Posted by happy_go_lucky on Sat, Sep 20, 2008, at 6:31 PM

SORRY, I DON'T AGREE ON YOUR TITLE LOANS POSITION

You said:

"I don't care for the "Pay Day Loan" "Car Title Loan" and especially the "rent to own" businesses either, but if people don't accept responsibility for their own spending habits and lifestyle, no legislation will keep them out of debt."

"-- Posted by KCPO on Sat, Sep 20, 2008, 12:19 pm CDT "

Well, I do understand what you are saying and agree, in part, that people are responsible for their own debt, but, if that is so, KCPO, why the hell am I bailing out Wall Street Piggy-Greedy gamblers everytime that I turn around? Why is it the woman at K-Mart, the overnight clerk at Rhodes 101, the roofer, the Avon sales lady, the commissioned car salesman who is going to bail these bast*rds out? Why aren't they responsible for their debt?

You said, "no legislation will keep them out of debt."

Well, I do not believe that to be true. What we are talking about here with Pay Day Loans, Title Loans and the like is PREDATORY LENDING WITH USURY RATES. Hell, you don't have to believe in the Bible, but I do, which rails against predatory lending, and usury.

The greedsters in Congress, the friends of the greedsters, have worked it out to where they make a killing off of people who are just trying to stay afloat since their jobs were off-shored, or, elimiated due to the practices of this government and the one before it.

You could end predatory lending, and usury by legislation. You could tell these bast*rds on Wall Street, you gamble, you lose, you pay, the American who works his a*s off, who is trying to pay his mortgage, and pay for a gallon of gas to get to work, is not going to bail your rich a*s out. You could tell those predatory, gambling, fat cat bast*rds that they are responsible for their loses, not us.

Go ahead, KCPO, tell them. There are many here who would defend these bast*rds, I do not.

-- Posted by Robert Goodbody on Sat, Sep 20, 2008, at 6:36 PM

Wow, Obama has opened a 6% lead over McCain in 4 days...

http://www.gallup.com/poll/110551/Gallup...

And it's not only Gallup, all others either give Obama the lead or it's a tie. What a difference from last week when everyone still thought that Palin was a good choice of veep.

http://www.realclearpolitics.com/polls/

-- Posted by unilib on Sat, Sep 20, 2008, at 6:48 PM

See you all later I'm out for now also. Had enough of the election stuff to last for quite a while.

-- Posted by Aggiefan/Twiggy on Sat, Sep 20, 2008, at 6:53 PM

Good grief Robert, calm down. You have your opinion and I have mine. People who borrow recklessly will do so no matter what we do. I don't give a rat's behind if they close these businesses down. Many, many years ago, I had to borrow money from one of the "Finance Companies" who charged close to what the pay day loan businesses do now. I was darned glad they existed because I needed the money due to an emergency and knew I could pay it back. You may not know it, but in many areas if these places did not exist "private" individuals would be making these loans and their method of obtaining repayment is far worse.

My post was a far cry from your position on economic injustice.

-- Posted by Alt Ctrl Del on Sat, Sep 20, 2008, at 6:55 PM

unlib,

Don't care.

-- Posted by Alt Ctrl Del on Sat, Sep 20, 2008, at 6:58 PM

LOL. Maybe you would care if McCain was ahead...

-- Posted by unilib on Sat, Sep 20, 2008, at 7:25 PM

Nope, don't care.

-- Posted by Alt Ctrl Del on Sat, Sep 20, 2008, at 7:36 PM

Latest Political Rumor...Goodbye Biden, Hello Hillary?

http://mobushwhacker.bravejournal.com/ar...

-- Posted by mobushwhacker on Sat, Sep 20, 2008, at 7:54 PM

Memorial madness

A sign on an exit to remember someone who served their country, died while a combat theater, and who's surviving relatives thought that this would be a noble gesture towards them. If THAT is maddening to you then might I put forth a request? When you rid yourself of this ME ME ME world I only ask that no one puts a marker on your grave. I ask for no one to claim your urn. I ask that you just leave this earth.

BYE!

Whatta sc*mbag.

Take them ALL down. Lincoln Memorial! Korean, Vietnam, WWI & WWII memorials. Jefferson's, Washington momument. We don't need to remember anything anymore. Mount Rushmore, that has something to do with remebrance. Burn it all.

First, I'd rather just burn your memory away. Loser.

-- Posted by fajar154 on Sat, Sep 20, 2008, at 8:53 PM

In regards to the mortgage mess - here's a local read to chuckle over - from the infamous Topix 'slam your neighbor anonymously' site:

http://www.topix.net/forum/city/cape-gir...

Suggest that if one has less than stellar credit - be prepared to be grilled over and turned down for any loan applications - as it should be.

If one has already bit off more than they can chew - hope you choke, puke, and otherwise fall off the face of the earth. And - thanks for sucking the rest of us into your quagmire.

A promise was made to repay the loan - a promise that has been broken. Apparently your word isn't worth much.

-- Posted by fxpwt on Sat, Sep 20, 2008, at 10:05 PM

...and these folks are allowed to vote , but few ,

if any , of them will .

the whole **** thing don't smell right ...

-- Posted by ..Rick on Sat, Sep 20, 2008, at 10:29 PM

Robert Goodbody you said:

Well, I do not believe that to be true. What we are talking about here with Pay Day Loans, Title Loans and the like is PREDATORY LENDING WITH USURY RATES. Hell, you don't have to believe in the Bible, but I do, which rails against predatory lending, and usury.

Whats the problem? They are just offering a service to high risk individuals,You don't have to use them. Did they get your car? Should they not be able to make money for helping high risk irresponsible people? Why is it that you think no one is at fault except the government when people loose their house or car? No one forced them to sign those loan papers and go in debt more than they could handle, or have too many credit cards.

-- Posted by Silent_Bob on Sat, Sep 20, 2008, at 10:33 PM

Robert Goodbody:

I just remembered,

Never argue with an idiot. The people watching might not know the difference.

Have a good night!

-- Posted by Silent_Bob on Sat, Sep 20, 2008, at 10:52 PM

The housing crisis is 50-50 split on blame.

Lenders pushing to get anyone a loan and enticing them with the low payments of an ARM saying things like "the market is strong and rates are only going to keep going down"....or...."you can always refinance before the loan adjusts..." I know this because several locally owned banks in town tried to get me to take the bait three years ago. I went with a 30 year fixed.

Subprime consumers who were used to just letting the rent to own places come repo their big screens or have a bank repo their cars, suddenly were allowed a window of opportunity to get into a house. Only unlike simply returning the item by missing payments and letting someone else come pick it up, they learned hard and quick it doesn't work that way in the world of home ownership and that maybe a home is a nice place to have.

Payday loans provide a service no worse than credit card companies. Interest rates are very steep at those places but for people who cannot get a credit card or access emergency funds. If you add up all the Bull**** fees that your credit card company sticks you with and the interest it's closer to payday loans that you think.

When your outgo exceeds your income, your upkeep becomes your downfall.

-- Posted by thegreatmosely on Sun, Sep 21, 2008, at 1:41 AM


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