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Financial Responsiblity Part 2Posted Wednesday, January 16, 2013, at 2:23 PM
Another great way to teach budgeting is to go shopping together. This will allow your child the opportunity to learn the value of things and relative prices. Ask your child why he/she thinks one loaf of bread costs more than the other. Ask them if the extra money is worth it. You can further involve your child by helping him/her clip coupons. It's a great way to teach your kids one way to save money.
One additional note on financial responsibility is to remember to keep having these conversations and to make sure the conversations grow as your child grows. Talk to your teenagers about credit cards, interest rates, mortgages, etc. Before you know it, credit card companies will start sending information to your teen. Make sure you've had enough conversations before that time so they can make responsible financial choices when they are on their own.
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Shannon is a licensed professional counselor and a national certified counselor and owner and clinical director of Tender Hearts Child Therapy Center in Cape Girardeau. He and several therapists at the center specialize in treating child and adolescent mental health issues in Southeast Missouri and work with parents using family therapy to develop parenting/discipline skills to deal with misbehavior and defiance. In his blog Shannon provides education on children's mental health topics and uses a question-and-answer forum for local parents to ask questions related to his field. For more information or to reach Shannon, visit www.tenderheartschildtherapycenter.com
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