While Speaker Pelosi, Senate Majority Leader Reid and others want to take over 1/6th of our economy, House Republicans have responded to the call of the American people to introduce real healthcare reform.

Tuesday, House Republican Minority Leader John Boehner released the Republican alternative healthcare bill which cuts the deficit by $68 billion over the next 10 years according to the Congressional Budget Office. In contrast to the Pelosi bill, this legislation does not cut Medicare, raise taxes or recklessly spend taxpayer dollars that will put generations in an unrecoverable debt.

Boehnercare tackles the affordability issue of healthcare from several directions. Five of the ten major components to this legislation deal with lowering health insurance premiums--both on a short and long term basis.

By reforming the state high risk pools, those with pre-existing conditions will have access to health insurance. As a result, private health insurance premiums would decrease since the financial risk will be diminished for private insurers.

Economic damages would have no limit under this bill. However, punitive damages would be capped at $250,000. Frivolous law suits would also be thrown out under this bill through limiting ongoing litigation. On a long term basis, this reform would reduce healthcare costs through the decrease in defensive medicine (PricewaterhouseCoopers estimates there is $210 billion spent yearly on defensive medicine).

Through membership in a trade organization, industry association or another deemed "sponsor", small businesses will be allowed to pool together and buy health insurance at a much reduced cost. Single handedly this is the best part of the legislation. In contrast to companies that employ a large number of individuals, small businesses have an adhesion contract with insurers. This legislation puts small businesses on a level playing field with their larger counterparts by giving them a much stronger bargaining power.

Under this legislation, individuals would be allowed to purchase health insurance across state lines. Currently in many states, and in some cases regions, individuals are extremely limited in their choice of insurers. Competition works. Regardless of the industry, the more choices consumers have the better price they stand to receive. Healthcare is no different.

Health Savings Accounts are a great thing. However, if premiums and deductibles are astronomically high, there is virtually little use for a $5,000 HSA. However, under this legislation, Health Savings Accounts can be utilized to pay for premiums of policies with high deductibles.

This legislation will cut the deficit, make healthcare more affordable, and it will never ever make it to the floor under this Congress.